The use of cash has decreased considerably today. We pay everything with IBAN transfer, QR code, credit cards.
Especially in Sweden, the use of cash is almost no use. To understand the reason for this, we need to go on a small journey of sociology.
Cash money in Sweden does not mean that it has been completely out of use.
Of course, there is still the use of cash in Sweden, but it is both very little and gradually decreasing. It is in the midst of the most fastest countries in the world on the way to becoming a public society.
Nevertheless, there are some exceptions. For example, cash can be accepted in relatively rural areas or small enterprises.
There are several valuable factors behind this transformation of this non -cash country. Now let’s talk about these factors.
Sweden is one of the president countries in technology.
Sweden comes to mind digital analyzes. Innovative portable payment applications developed by the joint work of local banks, including “Swish ,, are widely used and frequently used. The people of Sweden adapt to such technologies in a quick form.
Of course, there is a high level of security behind the adoption of digial payments. Since there is not much fear of social security in Sweden, the human rely on digital platforms and banking systems. In addition, cash -free processes are encouraged by the state as it makes tax evasion and illegal activities difficult.
Social state understanding, another factor.
There is a strong understanding of social state in Sweden (a state model that envisions the state to intervene in order to maximize the social welfare of the society), and the government paves the way for every part of the society to benefit from this transformation by encouraging the digitalization process.
In addition, when they have a small and homogeneous population, the adoption of innovations is more rapidly. In Sweden, the human beings are not very closed against innovations and they provide more rapid adaptation to changes.
There is environmental fears and a conscious society.
Environmental problems have become a major problem in our world. For this, countries for Sweden are taking steps.
Digital payment ways are preferred considering the environmental effects of paper money and coins in the production and transportation processes.
Banks also maintain this situation.
Banks in Sweden have increasingly moved away from cash processes and buried them in digital services. More than one bank does not accept cash in its branch and rather encourages digital banking services.
When all these reasons are combined; The construction of a public -free society emerges.
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