The Amount You Will Pay in a Year Even If You Don’t Use Your Car

When you say motor vehicle tax, inspection, motor insurance, compulsory traffic insurance, your car creates a black hole in your wallet even where it stops. So how much does all this cost per year?
 The Amount You Will Pay in a Year Even If You Don’t Use Your Car
READING NOW The Amount You Will Pay in a Year Even If You Don’t Use Your Car

Although the biggest expenses of vehicle owners are the payment they make during the purchase process, other expenses are also very costly. vehicle expenses; Legal payments can be classified as operating costs and maintenance costs. The annual costs of the vehicles are briefly as follows:

Legal payments

  • Motor Vehicles Tax
  • Inspection
  • Mandatory Traffic Insurance
  • Insurance

Usage costs

  • Fuel consumption
  • Parking fee
  • Bridge and highway use

Maintenance costs

  • Periodic maintenance
  • Washing and other cosmetic treatments
  • Tyre change

These costs vary according to various factors such as age, engine, driver. We took a 2015 Seat Leon 1.2 TSI DSG model car as a basis and calculated its average annual cost.

Even if you never use your vehicle, you have to pay the compulsory traffic insurance, motor vehicle tax and inspection fee. Optionally, you can also make a helmet.

Mandatory traffic insurance is made every year. Bonuses are determined based on the driver’s damage history; The insurance premium of the one who makes a lot of damage is high, and the driver without damage is low. Prices are determined according to the system consisting of 7 steps under the name of “no damage level”. The 4th tier is the tier of those who will be on the road for the first time, which does not include premium increases and discounts. Each year without damage, it increases by one level, reaching levels 5-6 and 7.

At this level exit, certain discounts are applied to drivers. Drivers with no damage go up to tier 7 and get the highest discount. All these discounts are determined according to the 4th step. For each year in which the damage is done, the level is reduced to the 1st level. If this damage is material, one level is descended; In an accident with death or injury, two steps are descended.

Let’s use İzmir as an example city as it also differs according to cities.

  • 1. tier fee: 3,834 TL
  • 4. tier fee: 1,534 TL
  • 7. tier fee: 844 TL

Insurance prices can vary greatly depending on the brand, model and damage.

Even if the motor insurance is on a voluntary basis, it is recommended to have it done because it covers the cost of the vehicle and provides assurance after the accident. Usually 1.500-4. It varies between 500 TL.

Motor Vehicles Tax (MTV) is paid in two installments in January and July each year. In 2021, it is 733 TL for cars with 1.2 engine volume in the 4-6 age range. The car is in the 1-3 year old range and 1.601-1. If the engine has a cylinder volume of 800, you have to pay 3,234 TL per year. (If the vehicle’s first registration date is before 01.01.2018)

Compulsory traffic inspection (TÜVTÜRK) prices are 372.88 TL in 2021 for passenger vehicles. Passenger cars undergo their first inspection 3 years after they are put into use. After the first 3 years, they should be examined every 2 years. For this reason, the inspection fee of the vehicle should be divided into two and added to the costs of the relevant years. In other words, it makes 136.44 TL per year.

Vehicle inspection fee varies according to the nature of the vehicle. In this context, the inspection fee according to vehicle types is as follows:

  • For cars, vans, minibuses, trailers or semi-trailers 372.88 TL
  • 462.56 TL for trucks, buses, tankers and tow trucks
  • For tractors and motorcycles 189.98 TL

Well, according to these calculations, what is the annual cost of the Seat we base it on?

  • Insurance: 1. 500-4. 500 TL (Let’s say 3,000 TL on average.)
  • Mandatory Traffic Insurance: 844-3. 834 TL (average 2. 339 TL for İzmir)
  • Motor Vehicles Tax: 733-3. 234 TL (The scale is actually wider, but if we take the average, it costs 1,984 TL.)
  • Inspection: 136,44 TL (For automobile)

The annual cost for the Seat we base it on: 3. 213 TL

Average cost of taking into account the situation of other cars and drivers: 7. 460 TL

For example, a Falcon’s tax can be reduced to 200 TL, as it varies according to its age, engine volume and vehicle value. You can view the details here.

Even if we do not start the car, the annual cost is 7,460 TL on average. As we mentioned, this expense may be less or more depending on various factors.

When you start using it, the following costs are waiting for you:

  • Maintenance
  • Tyre change
  • Bridge and highway use
  • Washing and other cosmetic treatments
  • Parking fee
  • Potential malfunctions
  • Traffic fines
  • Cleaning

In summary; We see more clearly how something that should be needed has turned into a luxury. What is your average annual expense?

Sources: AccountKurd, From the Owner, Ekşi Sözlük, BirGün

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