There was an incident that left everyone’s mouth open in Ankara in the past hours today. A giant drop tank of the Air Force’s F-4 aircraft broke off and crashed into the middle of the city. Fortunately, no casualties were reported in this mind-blowing incident.
However, the plane fragment fell on three cars parked in the parking lot. As you can imagine, the fall of such a heavy thing from tens of heights caused great damage to the vehicles. So, if something like this happens to you, will insurance or car insurance cover it? Let’s see. It should be noted that the information in this content is the information we can access, the legislation may change and the current methods may not be limited to the ones described here.
Let’s remember the incident that took place in Ankara:
Mustafa Kemal mahallesi Anadolu bulvarı bağlantısında otopark alanına bir hava aracından parça düştü. pic.twitter.com/CXCMlCTvs8
— Ankara Trafik Radar (@ankara_cevirme) September 4, 2023
If something like this happens to you, traffic insurance will not cover it. However, there are things you need to do for insurance…
After the accident, you must first call the traffic police and solve the report:
As in such ordinary accidents, there is no need for the other side in this case, you cannot catch the plane or the pilot anyway:
You must collect the footage of the incident and take pictures of the scene yourself:
https://twitter.com/twitter/status/1698644277532733713
For insurance companies, this is equivalent to “alien attack on your vehicle”, because there is no provision in the legislation that “your car crashes by plane”…
So the insurance company will not cover your loss in the first place.
But fear not! First, you determine the damage you have suffered by filing a declaratory lawsuit, after that you have 2 ways:
The first way is to sue the owner of the aircraft, namely the Ministry of National Defense, for financial compensation:
If the crashed piece belongs to the passenger plane, to the airline, if it belongs to the Falcon 9, to SpaceX, it’s up to your imagination and the power of justice.
In the second way, you will enforce the determined damage and demand from the Ministry of National Defense:
Thus, your loss will be covered by either the MSB or the insurance company that negotiates with the MSB.
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